Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$202,582$202,582$377,991
Remaining term (yrs)23.023.030.0
Secondary amount$0$175,409$0
Funding fee$1,013$1,013$0
Note rate3.690%3.690%7.400%
Blended rate3.690%5.690%7.640%
1st payment$1,085.08$1,085.08$2,617.13
2nd payment$0.00$1,169.39$0.00
Taxes / mo$147.83$147.83$147.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.60
HOA / mo$138.00$138.00$138.00
Total monthly$1,520.91$2,690.31$3,128.56
Cash to close$217,408$41,999$41,999