Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$97,469$97,469$459,000
Remaining term (yrs)25.325.330.0
Secondary amount$0$361,531$0
Funding fee$487$487$0
Note rate3.450%3.450%7.320%
Blended rate3.450%6.837%7.560%
1st payment$479.35$479.35$3,153.01
2nd payment$0.00$2,334.89$0.00
Taxes / mo$216.75$216.75$216.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$91.80
HOA / mo$0.00$0.00$0.00
Total monthly$862.77$3,197.66$3,628.23
Cash to close$412,531$51,000$51,000