Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$141,494$130,500
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$707$0
Note rate6.340%7.400%
Blended rate6.340%7.640%
1st payment$888.86$903.56
2nd payment$0.00$0.00
Taxes / mo$44.75$44.75
Insurance / mo$150.00$150.00
MI / mo$0.00$26.10
HOA / mo$333.00$333.00
Total monthly$1,416.61$1,457.41
Cash to close$3,506$14,500