Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$237,804$237,804$297,000
Remaining term (yrs)25.325.330.0
Secondary amount$0$59,196$0
Funding fee$1,189$1,189$0
Note rate3.100%3.100%7.320%
Blended rate3.100%4.276%7.560%
1st payment$1,127.73$1,127.73$2,040.18
2nd payment$0.00$443.97$0.00
Taxes / mo$103.75$103.75$103.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$59.40
HOA / mo$259.00$259.00$259.00
Total monthly$1,640.48$2,084.45$2,612.33
Cash to close$92,196$33,000$33,000