Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$459,152$431,999
Remaining term (yrs)28.730.0
Secondary amount$0$0
Funding fee$2,296$0
Note rate6.720%7.320%
Blended rate6.720%7.560%
1st payment$3,006.71$2,967.53
2nd payment$0.00$0.00
Taxes / mo$372.67$372.67
Insurance / mo$166.67$166.67
MI / mo$0.00$86.40
HOA / mo$0.00$0.00
Total monthly$3,546.05$3,593.27
Cash to close$20,847$48,000