Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$642,369$602,910
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$3,212$0
Note rate6.500%7.320%
Blended rate6.500%7.560%
1st payment$4,102.12$4,141.57
2nd payment$0.00$0.00
Taxes / mo$144.58$144.58
Insurance / mo$166.67$166.67
MI / mo$0.00$120.58
HOA / mo$85.00$85.00
Total monthly$4,498.37$4,658.41
Cash to close$27,531$66,990