Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$412,706$382,499
Remaining term (yrs)26.330.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.360%7.400%
Blended rate7.210%7.640%
1st payment$2,691.07$2,648.35
2nd payment$0.00$0.00
Taxes / mo$302.17$302.17
Insurance / mo$150.00$150.00
MI / mo$306.02$76.50
HOA / mo$65.00$65.00
Total monthly$3,514.26$3,242.01
Cash to close$12,293$42,500