Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$480,323$477,000
Remaining term (yrs)28.030.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.120%7.320%
Blended rate6.670%7.560%
1st payment$2,984.36$3,276.66
2nd payment$0.00$0.00
Taxes / mo$95.92$95.92
Insurance / mo$166.67$166.67
MI / mo$225.24$95.40
HOA / mo$75.00$75.00
Total monthly$3,547.17$3,709.64
Cash to close$49,677$53,000