Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$456,006$413,910
Remaining term (yrs)29.330.0
Secondary amount$0$0
Funding fee$2,280$0
Note rate6.160%7.320%
Blended rate6.160%7.560%
1st payment$2,797.48$2,843.27
2nd payment$0.00$0.00
Taxes / mo$309.75$309.75
Insurance / mo$166.67$166.67
MI / mo$0.00$82.78
HOA / mo$0.00$0.00
Total monthly$3,273.90$3,402.47
Cash to close$3,894$45,990