Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$331,835$315,000
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$1,659$0
Note rate6.090%7.400%
Blended rate6.090%7.640%
1st payment$2,104.90$2,181.00
2nd payment$0.00$0.00
Taxes / mo$200.08$200.08
Insurance / mo$150.00$150.00
MI / mo$0.00$63.00
HOA / mo$50.00$50.00
Total monthly$2,504.98$2,644.08
Cash to close$18,165$35,000