Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$434,165$430,200
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.810%7.320%
Blended rate7.360%7.560%
1st payment$2,932.68$2,955.18
2nd payment$0.00$0.00
Taxes / mo$367.83$367.83
Insurance / mo$166.67$166.67
MI / mo$205.97$86.04
HOA / mo$75.00$75.00
Total monthly$3,748.15$3,650.72
Cash to close$43,835$47,800