Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$435,464$333,000
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate3.760%7.320%
Blended rate4.610%7.560%
1st payment$2,210.46$2,287.48
2nd payment$0.00$0.00
Taxes / mo$329.83$329.83
Insurance / mo$150.00$150.00
MI / mo$337.68$66.60
HOA / mo$120.00$120.00
Total monthly$3,147.97$2,953.91
Cash to close$0$37,000