Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$364,383$346,500
Remaining term (yrs)26.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.810%7.320%
Blended rate7.360%7.560%
1st payment$2,461.32$2,380.21
2nd payment$0.00$0.00
Taxes / mo$318.08$318.08
Insurance / mo$150.00$150.00
MI / mo$172.87$69.30
HOA / mo$175.00$175.00
Total monthly$3,277.27$3,092.60
Cash to close$20,617$38,500