Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$365,716$332,910
Remaining term (yrs)29.430.0
Secondary amount$0$0
Funding fee$1,829$0
Note rate6.090%7.320%
Blended rate6.090%7.560%
1st payment$2,224.85$2,286.86
2nd payment$0.00$0.00
Taxes / mo$44.17$44.17
Insurance / mo$150.00$150.00
MI / mo$0.00$66.58
HOA / mo$60.00$60.00
Total monthly$2,479.02$2,607.61
Cash to close$4,184$36,990