Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$365,852$323,100
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$1,829$0
Note rate5.410%7.320%
Blended rate5.410%7.560%
1st payment$2,186.78$2,219.47
2nd payment$0.00$0.00
Taxes / mo$151.75$151.75
Insurance / mo$150.00$150.00
MI / mo$0.00$64.62
HOA / mo$33.00$33.00
Total monthly$2,521.53$2,618.84
Cash to close$0$35,900