Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$192,749$192,749$359,910
Remaining term (yrs)25.025.030.0
Secondary amount$0$167,161$0
Funding fee$0$0$0
Note rate2.900%2.900%7.320%
Blended rate3.750%5.724%7.560%
1st payment$899.96$899.96$2,472.33
2nd payment$0.00$1,114.41$0.00
Taxes / mo$168.50$168.50$168.50
Insurance / mo$150.00$150.00$150.00
MI / mo$153.15$153.15$71.98
HOA / mo$133.00$133.00$133.00
Total monthly$1,504.62$2,619.03$2,995.81
Cash to close$207,151$39,990$39,990