Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$661,827$620,100
Remaining term (yrs)26.530.0
Secondary amount$0$0
Funding fee$3,309$0
Note rate6.420%7.400%
Blended rate6.420%7.640%
1st payment$4,325.03$4,293.45
2nd payment$0.00$0.00
Taxes / mo$350.00$350.00
Insurance / mo$166.67$166.67
MI / mo$0.00$124.02
HOA / mo$105.00$105.00
Total monthly$4,946.70$5,039.13
Cash to close$27,173$68,900