Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$355,409$359,991
Remaining term (yrs)25.530.0
Secondary amount$0$0
Funding fee$0$0
Note rate4.420%7.400%
Blended rate5.270%7.640%
1st payment$1,931.57$2,492.50
2nd payment$0.00$0.00
Taxes / mo$134.25$134.25
Insurance / mo$150.00$150.00
MI / mo$272.58$72.00
HOA / mo$13.00$13.00
Total monthly$2,501.40$2,861.75
Cash to close$44,581$39,999