Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$374,667$364,500
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$1,873$0
Note rate5.130%7.320%
Blended rate5.130%7.560%
1st payment$2,173.57$2,503.86
2nd payment$0.00$0.00
Taxes / mo$198.42$198.42
Insurance / mo$150.00$150.00
MI / mo$0.00$72.90
HOA / mo$92.00$92.00
Total monthly$2,613.98$3,017.18
Cash to close$30,333$40,500