Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$405,932$405,932$445,491
Remaining term (yrs)27.227.230.0
Secondary amount$0$39,559$0
Funding fee$0$0$0
Note rate7.290%7.290%7.320%
Blended rate7.840%7.943%7.560%
1st payment$2,858.07$2,858.07$3,060.21
2nd payment$0.00$296.69$0.00
Taxes / mo$140.33$140.33$140.33
Insurance / mo$166.67$166.67$166.67
MI / mo$191.26$191.26$89.10
HOA / mo$0.00$0.00$0.00
Total monthly$3,356.33$3,653.02$3,456.31
Cash to close$89,058$49,499$49,499