Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$376,815$376,815$427,410
Remaining term (yrs)25.625.630.0
Secondary amount$0$50,595$0
Funding fee$0$0$0
Note rate4.980%4.980%7.320%
Blended rate5.830%6.205%7.560%
1st payment$2,166.27$2,166.27$2,936.01
2nd payment$0.00$379.47$0.00
Taxes / mo$221.50$221.50$221.50
Insurance / mo$166.67$166.67$166.67
MI / mo$286.49$286.49$85.48
HOA / mo$65.00$65.00$65.00
Total monthly$2,905.92$3,285.39$3,474.66
Cash to close$98,085$47,490$47,490