Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$668,360$668,360$715,383
Remaining term (yrs)26.726.730.0
Secondary amount$0$47,023$0
Funding fee$3,342$3,342$0
Note rate6.430%6.430%7.320%
Blended rate6.430%6.599%7.560%
1st payment$4,361.72$4,361.72$4,914.18
2nd payment$0.00$352.68$0.00
Taxes / mo$568.17$568.17$568.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.08
HOA / mo$55.00$55.00$55.00
Total monthly$5,201.56$5,554.23$5,897.09
Cash to close$126,510$79,487$79,487