Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$277,405$277,405$382,500
Remaining term (yrs)23.723.730.0
Secondary amount$0$105,095$0
Funding fee$1,387$1,387$0
Note rate3.330%3.330%7.400%
Blended rate3.330%4.613%7.640%
1st payment$1,406.51$1,406.51$2,648.35
2nd payment$0.00$700.63$0.00
Taxes / mo$282.00$282.00$282.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$76.50
HOA / mo$75.00$75.00$75.00
Total monthly$1,913.51$2,614.14$3,231.85
Cash to close$147,595$42,500$42,500