Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$464,716$321,692
Remaining term (yrs)27.830.0
Secondary amount$0$0
Funding fee$2,324$0
Note rate6.850%7.320%
Blended rate6.850%7.560%
1st payment$3,112.48$2,209.80
2nd payment$0.00$0.00
Taxes / mo$176.17$176.17
Insurance / mo$150.00$150.00
MI / mo$0.00$64.34
HOA / mo$262.00$262.00
Total monthly$3,700.65$2,862.30
Cash to close$0$35,744