Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$166,693$166,693$377,991
Remaining term (yrs)17.417.430.0
Secondary amount$0$211,298$0
Funding fee$0$0$0
Note rate4.300%4.300%7.320%
Blended rate5.150%6.603%7.560%
1st payment$1,127.30$1,127.30$2,596.54
2nd payment$0.00$1,364.63$0.00
Taxes / mo$213.75$213.75$213.75
Insurance / mo$150.00$150.00$150.00
MI / mo$161.36$161.36$75.60
HOA / mo$28.33$28.33$28.33
Total monthly$1,680.74$3,045.37$3,064.21
Cash to close$253,297$41,999$41,999