Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$371,976$354,600
Remaining term (yrs)27.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.640%7.400%
Blended rate7.190%7.640%
1st payment$2,455.78$2,455.18
2nd payment$0.00$0.00
Taxes / mo$58.92$58.92
Insurance / mo$150.00$150.00
MI / mo$175.51$70.92
HOA / mo$0.00$0.00
Total monthly$2,840.21$2,735.02
Cash to close$22,024$39,400