Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$686,583$657,000
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$3,433$0
Note rate6.500%7.320%
Blended rate6.500%7.560%
1st payment$4,388.73$4,513.13
2nd payment$0.00$0.00
Taxes / mo$265.67$265.67
Insurance / mo$216.67$216.67
MI / mo$0.00$131.40
HOA / mo$13.00$13.00
Total monthly$4,884.06$5,139.87
Cash to close$43,417$73,000