Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$462,168$458,999
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.670%7.320%
Blended rate7.220%7.560%
1st payment$3,063.44$3,153.01
2nd payment$0.00$0.00
Taxes / mo$200.83$200.83
Insurance / mo$166.67$166.67
MI / mo$218.27$91.80
HOA / mo$22.00$22.00
Total monthly$3,671.21$3,634.31
Cash to close$47,831$51,000