Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$457,195$450,000
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$2,286$0
Note rate5.410%7.320%
Blended rate5.410%7.560%
1st payment$2,728.77$3,091.19
2nd payment$0.00$0.00
Taxes / mo$718.19$718.19
Insurance / mo$166.67$166.67
MI / mo$0.00$90.00
HOA / mo$390.00$390.00
Total monthly$4,003.63$4,456.05
Cash to close$42,805$50,000