Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$313,004$310,500
Remaining term (yrs)27.230.0
Secondary amount$0$0
Funding fee$1,565$0
Note rate7.290%7.400%
Blended rate7.290%7.640%
1st payment$2,203.78$2,149.84
2nd payment$0.00$0.00
Taxes / mo$143.75$143.75
Insurance / mo$150.00$150.00
MI / mo$0.00$62.10
HOA / mo$16.67$16.67
Total monthly$2,514.20$2,522.36
Cash to close$31,996$34,500