Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$647,910
Remaining term (yrs)——30.0
Secondary amount$0$647,910$0
Funding fee$0$0$0
Note rate0.000%0.000%7.320%
Blended rate0.000%7.750%7.560%
1st payment$0.00$0.00$4,450.69
2nd payment$0.00$4,184.42$0.00
Taxes / mo$351.75$351.75$351.75
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$129.58
HOA / mo$178.33$178.33$178.33
Total monthly$746.75$4,931.17$5,327.02
Cash to close$719,900$71,990$71,990