Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$200,849$200,849$283,500
Remaining term (yrs)23.923.930.0
Secondary amount$0$82,651$0
Funding fee$1,004$1,004$0
Note rate2.940%2.940%7.400%
Blended rate2.940%4.707%7.640%
1st payment$970.63$970.63$1,962.90
2nd payment$0.00$619.88$0.00
Taxes / mo$362.03$362.03$362.03
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$56.70
HOA / mo$125.67$125.67$125.67
Total monthly$1,608.33$2,228.21$2,657.30
Cash to close$114,151$31,500$31,500