Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$470,795$449,910
Remaining term (yrs)29.130.0
Secondary amount$0$0
Funding fee$2,354$0
Note rate6.170%7.400%
Blended rate6.170%7.640%
1st payment$2,899.99$3,115.09
2nd payment$0.00$0.00
Taxes / mo$393.92$393.92
Insurance / mo$166.67$166.67
MI / mo$0.00$89.98
HOA / mo$0.00$0.00
Total monthly$3,460.57$3,765.65
Cash to close$29,105$49,990