Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$254,072$256,410
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$1,270$0
Note rate3.450%7.400%
Blended rate3.450%7.640%
1st payment$1,249.52$1,775.33
2nd payment$0.00$0.00
Taxes / mo$229.58$229.58
Insurance / mo$150.00$150.00
MI / mo$0.00$51.28
HOA / mo$0.00$0.00
Total monthly$1,629.11$2,206.20
Cash to close$30,828$28,490