Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$168,943$161,550
Remaining term (yrs)28.230.0
Secondary amount$0$0
Funding fee$845$0
Note rate7.040%7.400%
Blended rate7.040%7.640%
1st payment$1,148.28$1,118.54
2nd payment$0.00$0.00
Taxes / mo$180.71$180.71
Insurance / mo$150.00$150.00
MI / mo$0.00$32.31
HOA / mo$150.00$150.00
Total monthly$1,628.98$1,631.56
Cash to close$10,557$17,950