Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$289,416$282,600
Remaining term (yrs)29.330.0
Secondary amount$0$0
Funding fee$1,447$0
Note rate6.500%7.320%
Blended rate6.500%7.560%
1st payment$1,841.15$1,941.27
2nd payment$0.00$0.00
Taxes / mo$378.36$378.36
Insurance / mo$150.00$150.00
MI / mo$0.00$56.52
HOA / mo$0.00$0.00
Total monthly$2,369.51$2,526.15
Cash to close$24,584$31,400