Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$154,340$152,550
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$772$0
Note rate6.340%7.320%
Blended rate6.340%7.560%
1st payment$969.56$1,047.91
2nd payment$0.00$0.00
Taxes / mo$235.92$235.92
Insurance / mo$150.00$150.00
MI / mo$0.00$30.51
HOA / mo$0.00$0.00
Total monthly$1,355.48$1,464.34
Cash to close$15,160$16,950