Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$183,683$183,683$310,500
Remaining term (yrs)24.324.330.0
Secondary amount$0$126,817$0
Funding fee$0$0$0
Note rate2.680%2.680%7.400%
Blended rate3.530%5.356%7.640%
1st payment$854.90$854.90$2,149.84
2nd payment$0.00$845.45$0.00
Taxes / mo$504.48$504.48$504.48
Insurance / mo$150.00$150.00$150.00
MI / mo$149.69$149.69$62.10
HOA / mo$21.75$21.75$21.75
Total monthly$1,680.82$2,526.27$2,888.17
Cash to close$161,317$34,500$34,500