Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$287,160$251,910
Remaining term (yrs)25.530.0
Secondary amount$0$0
Funding fee$1,436$0
Note rate3.760%7.400%
Blended rate3.760%7.640%
1st payment$1,454.83$1,744.17
2nd payment$0.00$0.00
Taxes / mo$521.10$521.10
Insurance / mo$150.00$150.00
MI / mo$0.00$50.38
HOA / mo$15.17$15.17
Total monthly$2,141.10$2,480.82
Cash to close$0$27,990