Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$160,075$160,075$228,600
Remaining term (yrs)22.022.030.0
Secondary amount$0$68,525$0
Funding fee$800$800$0
Note rate4.940%4.940%7.320%
Blended rate4.940%6.157%7.560%
1st payment$991.36$991.36$1,570.32
2nd payment$0.00$513.94$0.00
Taxes / mo$230.60$230.60$230.60
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$45.72
HOA / mo$66.33$66.33$66.33
Total monthly$1,438.29$1,952.23$2,062.97
Cash to close$93,925$25,400$25,400