Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$488,529$481,500
Remaining term (yrs)13.930.0
Secondary amount$0$0
Funding fee$2,443$0
Note rate5.550%7.400%
Blended rate5.550%7.640%
1st payment$4,172.47$3,333.81
2nd payment$0.00$0.00
Taxes / mo$37.10$37.10
Insurance / mo$166.67$166.67
MI / mo$0.00$96.30
HOA / mo$86.67$86.67
Total monthly$4,462.91$3,720.55
Cash to close$46,471$53,500