Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$341,262$341,262$353,250
Remaining term (yrs)26.726.730.0
Secondary amount$0$31,613$0
Funding fee$1,706$1,706$0
Note rate6.810%6.810%7.320%
Blended rate6.810%7.239%7.560%
1st payment$2,310.15$2,310.15$2,426.58
2nd payment$0.00$312.84$0.00
Taxes / mo$488.25$488.25$488.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$70.65
HOA / mo$151.00$151.00$151.00
Total monthly$3,099.40$3,412.24$3,286.48
Cash to close$51,238$19,625$39,250