Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$334,772$322,650
Remaining term (yrs)26.230.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.150%7.320%
Blended rate7.000%7.560%
1st payment$2,141.47$2,216.38
2nd payment$0.00$0.00
Taxes / mo$649.82$649.82
Insurance / mo$150.00$150.00
MI / mo$248.98$64.53
HOA / mo$13.00$13.00
Total monthly$3,203.27$3,093.73
Cash to close$23,728$35,850