Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$90,818$90,818$413,910
Remaining term (yrs)9.89.830.0
Secondary amount$0$323,092$0
Funding fee$454$454$0
Note rate2.280%2.280%7.400%
Blended rate2.280%6.550%7.640%
1st payment$853.43$853.43$2,865.83
2nd payment$0.00$2,086.63$0.00
Taxes / mo$657.33$657.33$657.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$82.78
HOA / mo$13.33$13.33$13.33
Total monthly$1,690.76$3,777.39$3,785.94
Cash to close$369,082$45,990$45,990