Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$256,096$256,096$535,410
Remaining term (yrs)19.319.330.0
Secondary amount$0$279,314$0
Funding fee$0$0$0
Note rate2.670%2.670%7.320%
Blended rate3.520%5.727%7.560%
1st payment$1,405.13$1,405.13$3,677.90
2nd payment$0.00$1,803.91$0.00
Taxes / mo$434.17$434.17$434.17
Insurance / mo$166.67$166.67$166.67
MI / mo$217.68$217.68$107.08
HOA / mo$51.00$51.00$51.00
Total monthly$2,274.65$4,078.56$4,436.81
Cash to close$338,804$59,490$59,490