Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$323,231$314,996
Remaining term (yrs)26.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.340%7.320%
Blended rate6.890%7.560%
1st payment$2,093.45$2,163.80
2nd payment$0.00$0.00
Taxes / mo$352.43$352.43
Insurance / mo$150.00$150.00
MI / mo$154.36$63.00
HOA / mo$0.00$0.00
Total monthly$2,750.24$2,729.23
Cash to close$26,764$35,000