Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$424,188$422,100
Remaining term (yrs)26.530.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.540%7.320%
Blended rate7.090%7.560%
1st payment$2,804.42$2,899.53
2nd payment$0.00$0.00
Taxes / mo$559.18$559.18
Insurance / mo$166.67$166.67
MI / mo$202.51$84.42
HOA / mo$0.00$0.00
Total monthly$3,732.78$3,709.80
Cash to close$44,812$46,900