Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$138,175$138,175$293,355
Remaining term (yrs)25.025.030.0
Secondary amount$0$155,180$0
Funding fee$691$691$0
Note rate2.900%2.900%7.320%
Blended rate2.900%5.598%7.560%
1st payment$645.16$645.16$2,015.15
2nd payment$0.00$1,034.53$0.00
Taxes / mo$13,033.08$13,033.08$13,033.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$58.67
HOA / mo$0.00$0.00$0.00
Total monthly$13,828.24$14,862.77$15,256.90
Cash to close$187,775$32,595$32,595