Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$313,693$313,693$395,100
Remaining term (yrs)28.128.130.0
Secondary amount$0$81,407$0
Funding fee$1,568$1,568$0
Note rate6.600%6.600%7.320%
Blended rate6.600%7.094%7.560%
1st payment$2,043.64$2,043.64$2,714.06
2nd payment$0.00$610.55$0.00
Taxes / mo$647.98$647.98$647.98
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.02
HOA / mo$26.67$26.67$26.67
Total monthly$2,868.29$3,478.85$3,617.73
Cash to close$125,307$43,900$43,900