Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$270,072$270,072$328,499
Remaining term (yrs)27.927.930.0
Secondary amount$0$58,427$0
Funding fee$1,350$1,350$0
Note rate6.850%6.850%7.320%
Blended rate6.850%7.232%7.560%
1st payment$1,807.05$1,807.05$2,256.56
2nd payment$0.00$438.20$0.00
Taxes / mo$323.33$323.33$323.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$65.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,280.39$2,718.59$2,795.59
Cash to close$94,927$36,500$36,500